Insurance time again

Comments

• PickleRick Member Posts: 4,056 ✭✭✭✭✭

  January 28

  Have you priced with skisafe? 

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• aero3113 Member Posts: 9,089 ✭✭✭✭✭

  January 28

  How about SeaInsure, it will be discontinued I believe since you have SeaTow. I have SeaInsure, no complaints but I haven’t had to use them.

  2008 330EC

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• Lake_Bum Member Posts: 1,002 ✭✭✭✭

  January 28

  I had an awful experience with Progressive on a boat.  They denied a perfectly valid claim.  I disputed it, and still they denied it.  It was so bad, I canceled all of my policies with them.  I'd recommend shopping elsewhere 

  2000 Captiva 232 
  

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• Formulaben Confirm Email, Member Posts: 124 ✭✭

  January 28

  rasbury said:

  We have geico, 850 po year
  
  25k agreed value
  300k uninsured
  300k liability 
  10k medical per person per incident
  1 mil fuel spill
  
  I'm checking with progressive who is a smidgen higher, little less on the coverage but has their "sign and glide" on water service- I've never heard of it- I have seatow which is 160 per year I think...
  
  Are they about the same? I did have my gauges stolen and got it handled well.
  

  Is this normal for or because it's Florida?  I presume oceanic ops and hurricanes present another risk, but yikes, my inland policy is significantly less expensive. 

  2006 Fiesta Vee 270
  

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• rasbury Member Posts: 8,450 ✭✭✭✭✭

  January 29

  I've had geico since we got the boat, one claim. If I understood my policy better I probably would not have filed it- my deductibles were 0 for no claims...trickery but should have known it. The progressive policy also included a disappearing deductible.  And no, I am not familiar with these other companies. I thought it odd that it did not seem to matter if it stayed in the water or not- the progressive the first time I ran the numbers I did not mention a trailer...and yes florida insurance is horrible no matter what- the policy is on. These last round was stacking boats like cord wood. There is, however, no requirement I can recall to have insurance to register our boat- I'm sure a good chunk of the pile are not or under insured. The 1 million fuel spill I'm told is req'd. No clue how many just run with nothing- but I'm guessing alot if it's anything like auto insurance.  Uninsured/under insured motorist is a must on the boat and our vehicles. We are 45 miles inland but our town is on the st johns river- it floods but even after record floods no where near me. 
  
  

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• MarkB Member Posts: 3,985 ✭✭✭✭✭

  6:02PM

  In Canada, many of our marinas require CAD 2 million liability before they'd let you dock there.  Is USD 300k enough?

  Boat Name: King Kong

  "Boat + Water = Fun"

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