Depends on the boat Randy. My old 280 had a fridge that was 12V only. On our 342 the gallery fridge is dual power but the cockpit fridge is 12v only also.
its a 2003 rinker FV. in the past, i could get hatch open with just shore power and no batteries (when its dry docked in my driveway). I can only assume that the blown battery charger has something to do with the fridge suddenly not working too. The outlets on boat are all working as well as lights, etc.
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2002 FV 342 on Lake St. Clair - Past Commodore SHC - Vessel Examiner USCGAUX