How much do you pay for insurance?

luvinlifeluvinlife Member Posts: 501 ✭✭✭
edited September 2018 in Rinker Express Cruisers Forum
My 2006 Fiesta Vee 270 has $27,000 in coverage for the boat, $300,000 personal liability, $900,000 pollution insurance and $10,000 medical per person and costs me $560 per year.  It is up next month and I want to double check that the rate and coverage are in line. Sound about right?  We are Rhode Island so it's a 6 month season. 
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Comments

  • JonnyMJonnyM Member Posts: 332 ✭✭✭
    I have a 270 that has $25K coverage and is in line with the rest...$250 deductible.  I pay $473.00 a year but I am on the Ohio River in Pittsburgh.  It used to be $400 but it went up this year.  (United Marine Underwriters)
    "Mosi on Dahn"  2003 Fiesta Vee 270
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  • davidbrooksdavidbrooks Member Posts: 1,432 ✭✭✭✭
    if you do a search on insurance here you will find a huge discussion on this just last year.  Lots of great info on companies.
    It's 5 O'Clock Somewhere!
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  • luvinlifeluvinlife Member Posts: 501 ✭✭✭
    Thanks David, I will look for that discussion.  
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  • GMSLITHOGMSLITHO Member Posts: 1,626 ✭✭✭✭
    I pay 557 from progressive 
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  • MarkBMarkB Member Posts: 4,009 ✭✭✭✭✭
    In Canada ... 2 million 3rd party, new boat coverage for $95k. $8000 personal effects on boat.  Cost around $1000 Canadian or around $750 US.

    Boat Name: King Kong

    "Boat + Water = Fun"

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  • Liberty44140Liberty44140 Member Posts: 4,414 ✭✭✭✭✭
    I really think this varies with boat year, your location, and value or agreed value. I’ve found that Ace Marine (now called something else I don’t remember) has the best rates in our area. I pay about $500 a year for my 06’ 342
    07' Cruisers 390 (Previous Rinker's: 06' 342EC & 01' 310FV)

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  • Michael TMichael T Member Posts: 7,241 ✭✭✭✭✭
    In Canada it is recommended that we carry 2 million in 3rd party liability and at least 1 million for gas/oil/environmental protection.
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  • luvinlifeluvinlife Member Posts: 501 ✭✭✭
    Got got a quote from another company for $495.  Similar coverage. Going to switch. 
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  • J3ffJ3ff Member Posts: 4,245 ✭✭✭✭✭
    Geezuz my 270 2004 is 1200/year. 
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  • jmichelsjmichels Member Posts: 311 ✭✭
    Ya all light weights J3FF. Mine was $2100 for my new boat 35' Chap. 
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  • Handymans342Handymans342 Member Posts: 10,375 ✭✭✭✭✭
    Mine was slated to go up to 2700 so I sold the boat 
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  • randy56randy56 Member Posts: 4,085 ✭✭✭✭✭
    Really? was it because of your in Hurricane alley? That's steep.
    Boat Name : 

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  • Lake_BumLake_Bum Member Posts: 1,145 ✭✭✭✭
    $321 a year in Arizona.  That includes tow coverage on water, and for vehicle if I'm towing the boat  B)
    2000 Captiva 232 
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  • Handymans342Handymans342 Member Posts: 10,375 ✭✭✭✭✭
    randy56 said:
    Really? was it because of your in Hurricane alley? That's steep.
    Probably
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